Terms of use

Last updated November 11, 2026

Tieout is a software tool operated by coderband LLC ("we", "us"). By using it you agree to these terms.

What Tieout is

Tieout turns the assumptions you enter into financial projections and formats them as a spreadsheet and a printable report. You prepare the projections; Tieout does the arithmetic and the layout.

What Tieout is not

We are not a lender, loan broker, loan packager, agent, accountant, attorney or financial advisor. We do not review, prepare or submit loan applications, and nothing on this site is financial, tax, accounting or legal advice. Tieout is not affiliated with, approved by or endorsed by the U.S. Small Business Administration or any lender.

Your responsibility for the numbers

Projections are estimates of the future based on assumptions that you choose. You are responsible for the accuracy and reasonableness of what you enter and for reviewing the output before you give it to anyone. Industry starting values are provided only as a convenience and are not benchmarks. The lender-question checklist applies published SBA rules to your inputs for your information; it is not an underwriting decision and does not predict whether a loan will be approved.

We make no promise that any lender will accept the format or approve your application. Lenders set their own requirements and re-underwrite every application.

Payment and refunds

Previewing is free. Downloading the workbook and report for a plan costs a one-time fee shown before you pay, processed by Stripe. For 60 days after purchase you may revise that plan and download again as often as you like; after that the last saved version remains available. See the refund policy: you can have a full refund within 30 days.

Your plan link

Each plan has a private link that works like a key. Anyone who has the link can view and edit the plan, so share it only with people you trust. There are no accounts or passwords.

Acceptable use

Do not use Tieout to prepare documents you know to be false or misleading, to interfere with the service, or to access plans that are not yours.

Your documents

The projections you produce are yours to use, edit and share. The Tieout software, site and templates remain ours.

Disclaimers and limits

Tieout is provided "as is". To the fullest extent permitted by law we disclaim all warranties, and our total liability for any claim relating to Tieout is limited to the amount you paid us for the plan concerned. We are not liable for indirect or consequential losses, including a loan being delayed, reduced or declined.

Changes and contact

We may update these terms; the date above shows the latest version. Questions: hello@coder.band.